LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,558
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,976
−HK$1,439/mo
Today · 4.125%
HK$48,415
baseline
▲ 0.50% · 4.625%
HK$51,361
+HK$2,946/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,830/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,683
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,043
−HK$1,379/mo
Today · 4.125%
HK$53,422
baseline
▲ 0.50% · 4.625%
HK$56,237
+HK$2,815/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,844/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,670
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,371
−HK$1,727/mo
Today · 4.125%
HK$58,098
baseline
▲ 0.50% · 4.625%
HK$61,634
+HK$3,536/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,196/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,820
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,451
−HK$1,655/mo
Today · 4.125%
HK$64,106
baseline
▲ 0.50% · 4.625%
HK$67,485
+HK$3,379/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,212/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,782
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,766
−HK$2,015/mo
Today · 4.125%
HK$67,781
baseline
▲ 0.50% · 4.625%
HK$71,906
+HK$4,125/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$135,562/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,957
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,860
−HK$1,930/mo
Today · 4.125%
HK$74,790
baseline
▲ 0.50% · 4.625%
HK$78,732
+HK$3,942/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$149,580/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,005
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,556
−HK$2,592/mo
Today · 4.125%
HK$87,148
baseline
▲ 0.50% · 4.625%
HK$92,450
+HK$5,302/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,296/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,230
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$93,677
−HK$2,482/mo
Today · 4.125%
HK$96,159
baseline
▲ 0.50% · 4.625%
HK$101,227
+HK$5,068/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,318/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,233 · Scale 2, in force from 26 Feb 2026)