LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,561
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,978
−HK$1,440/mo
Today · 4.125%
HK$48,418
baseline
▲ 0.50% · 4.625%
HK$51,364
+HK$2,946/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,836/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,686
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,045
−HK$1,379/mo
Today · 4.125%
HK$53,424
baseline
▲ 0.50% · 4.625%
HK$56,240
+HK$2,816/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,848/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,673
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,373
−HK$1,728/mo
Today · 4.125%
HK$58,101
baseline
▲ 0.50% · 4.625%
HK$61,637
+HK$3,536/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,202/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,823
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,454
−HK$1,655/mo
Today · 4.125%
HK$64,109
baseline
▲ 0.50% · 4.625%
HK$67,488
+HK$3,379/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,218/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,785
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,769
−HK$2,016/mo
Today · 4.125%
HK$67,785
baseline
▲ 0.50% · 4.625%
HK$71,909
+HK$4,124/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$135,570/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,960
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,863
−HK$1,931/mo
Today · 4.125%
HK$74,794
baseline
▲ 0.50% · 4.625%
HK$78,736
+HK$3,942/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$149,588/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,009
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,560
−HK$2,592/mo
Today · 4.125%
HK$87,152
baseline
▲ 0.50% · 4.625%
HK$92,455
+HK$5,303/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,304/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,234
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$93,681
−HK$2,482/mo
Today · 4.125%
HK$96,163
baseline
▲ 0.50% · 4.625%
HK$101,232
+HK$5,069/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,326/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,269 · Scale 2, in force from 26 Feb 2026)