LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,562
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,979
−HK$1,440/mo
Today · 4.125%
HK$48,419
baseline
▲ 0.50% · 4.625%
HK$51,365
+HK$2,946/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,838/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,687
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,047
−HK$1,379/mo
Today · 4.125%
HK$53,426
baseline
▲ 0.50% · 4.625%
HK$56,242
+HK$2,816/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,852/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,674
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,375
−HK$1,728/mo
Today · 4.125%
HK$58,103
baseline
▲ 0.50% · 4.625%
HK$61,638
+HK$3,535/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,206/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,825
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,456
−HK$1,655/mo
Today · 4.125%
HK$64,111
baseline
▲ 0.50% · 4.625%
HK$67,490
+HK$3,379/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,222/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,787
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,771
−HK$2,016/mo
Today · 4.125%
HK$67,787
baseline
▲ 0.50% · 4.625%
HK$71,912
+HK$4,125/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$135,574/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,962
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,865
−HK$1,931/mo
Today · 4.125%
HK$74,796
baseline
▲ 0.50% · 4.625%
HK$78,739
+HK$3,943/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$149,592/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,012
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,563
−HK$2,592/mo
Today · 4.125%
HK$87,155
baseline
▲ 0.50% · 4.625%
HK$92,458
+HK$5,303/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,310/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,237
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$93,684
−HK$2,482/mo
Today · 4.125%
HK$96,166
baseline
▲ 0.50% · 4.625%
HK$101,235
+HK$5,069/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,332/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,292 · Scale 2, in force from 26 Feb 2026)