LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,564
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,981
−HK$1,440/mo
Today · 4.125%
HK$48,421
baseline
▲ 0.50% · 4.625%
HK$51,368
+HK$2,947/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,842/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,689
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,049
−HK$1,379/mo
Today · 4.125%
HK$53,428
baseline
▲ 0.50% · 4.625%
HK$56,244
+HK$2,816/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,856/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,677
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,378
−HK$1,727/mo
Today · 4.125%
HK$58,105
baseline
▲ 0.50% · 4.625%
HK$61,641
+HK$3,536/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,210/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,827
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,459
−HK$1,655/mo
Today · 4.125%
HK$64,114
baseline
▲ 0.50% · 4.625%
HK$67,493
+HK$3,379/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,228/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,790
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,774
−HK$2,016/mo
Today · 4.125%
HK$67,790
baseline
▲ 0.50% · 4.625%
HK$71,915
+HK$4,125/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$135,580/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,965
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,869
−HK$1,930/mo
Today · 4.125%
HK$74,799
baseline
▲ 0.50% · 4.625%
HK$78,742
+HK$3,943/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$149,598/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,015
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,566
−HK$2,592/mo
Today · 4.125%
HK$87,158
baseline
▲ 0.50% · 4.625%
HK$92,462
+HK$5,304/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,316/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,241
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,688
−HK$2,483/mo
Today · 4.125%
HK$96,171
baseline
▲ 0.50% · 4.625%
HK$101,240
+HK$5,069/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,342/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,324 · Scale 2, in force from 26 Feb 2026)