LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,565
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,982
−HK$1,440/mo
Today · 4.125%
HK$48,422
baseline
▲ 0.50% · 4.625%
HK$51,368
+HK$2,946/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,844/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,690
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,050
−HK$1,379/mo
Today · 4.125%
HK$53,429
baseline
▲ 0.50% · 4.625%
HK$56,245
+HK$2,816/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,858/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,678
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,378
−HK$1,728/mo
Today · 4.125%
HK$58,106
baseline
▲ 0.50% · 4.625%
HK$61,642
+HK$3,536/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,212/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,828
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,460
−HK$1,655/mo
Today · 4.125%
HK$64,115
baseline
▲ 0.50% · 4.625%
HK$67,494
+HK$3,379/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,230/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,791
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,775
−HK$2,016/mo
Today · 4.125%
HK$67,791
baseline
▲ 0.50% · 4.625%
HK$71,916
+HK$4,125/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$135,582/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,966
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,870
−HK$1,931/mo
Today · 4.125%
HK$74,801
baseline
▲ 0.50% · 4.625%
HK$78,743
+HK$3,942/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$149,602/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,017
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,568
−HK$2,592/mo
Today · 4.125%
HK$87,160
baseline
▲ 0.50% · 4.625%
HK$92,463
+HK$5,303/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,320/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,243
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$93,690
−HK$2,482/mo
Today · 4.125%
HK$96,172
baseline
▲ 0.50% · 4.625%
HK$101,241
+HK$5,069/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,344/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,336 · Scale 2, in force from 26 Feb 2026)