LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,565
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,983
−HK$1,440/mo
Today · 4.125%
HK$48,423
baseline
▲ 0.50% · 4.625%
HK$51,369
+HK$2,946/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,846/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,691
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,050
−HK$1,379/mo
Today · 4.125%
HK$53,429
baseline
▲ 0.50% · 4.625%
HK$56,246
+HK$2,817/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,858/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,678
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,379
−HK$1,728/mo
Today · 4.125%
HK$58,107
baseline
▲ 0.50% · 4.625%
HK$61,643
+HK$3,536/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,214/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,829
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,460
−HK$1,655/mo
Today · 4.125%
HK$64,115
baseline
▲ 0.50% · 4.625%
HK$67,495
+HK$3,380/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,230/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,791
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,776
−HK$2,016/mo
Today · 4.125%
HK$67,792
baseline
▲ 0.50% · 4.625%
HK$71,916
+HK$4,124/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$135,584/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,967
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,870
−HK$1,931/mo
Today · 4.125%
HK$74,801
baseline
▲ 0.50% · 4.625%
HK$78,744
+HK$3,943/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$149,602/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,017
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,569
−HK$2,592/mo
Today · 4.125%
HK$87,161
baseline
▲ 0.50% · 4.625%
HK$92,464
+HK$5,303/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,322/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,243
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,691
−HK$2,482/mo
Today · 4.125%
HK$96,173
baseline
▲ 0.50% · 4.625%
HK$101,242
+HK$5,069/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,346/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,343 · Scale 2, in force from 26 Feb 2026)