LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,566
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,983
−HK$1,440/mo
Today · 4.125%
HK$48,423
baseline
▲ 0.50% · 4.625%
HK$51,370
+HK$2,947/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,846/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,692
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,051
−HK$1,379/mo
Today · 4.125%
HK$53,430
baseline
▲ 0.50% · 4.625%
HK$56,247
+HK$2,817/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,860/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,679
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,380
−HK$1,728/mo
Today · 4.125%
HK$58,108
baseline
▲ 0.50% · 4.625%
HK$61,644
+HK$3,536/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,216/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,830
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,461
−HK$1,656/mo
Today · 4.125%
HK$64,117
baseline
▲ 0.50% · 4.625%
HK$67,496
+HK$3,379/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,234/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,792
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,777
−HK$2,016/mo
Today · 4.125%
HK$67,793
baseline
▲ 0.50% · 4.625%
HK$71,918
+HK$4,125/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$135,586/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,968
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,872
−HK$1,931/mo
Today · 4.125%
HK$74,803
baseline
▲ 0.50% · 4.625%
HK$78,746
+HK$3,943/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$149,606/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,019
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,570
−HK$2,592/mo
Today · 4.125%
HK$87,162
baseline
▲ 0.50% · 4.625%
HK$92,466
+HK$5,304/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,324/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,245
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,692
−HK$2,483/mo
Today · 4.125%
HK$96,175
baseline
▲ 0.50% · 4.625%
HK$101,244
+HK$5,069/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,350/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,357 · Scale 2, in force from 26 Feb 2026)