LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,567
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,984
−HK$1,440/mo
Today · 4.125%
HK$48,424
baseline
▲ 0.50% · 4.625%
HK$51,371
+HK$2,947/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,848/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,692
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,052
−HK$1,379/mo
Today · 4.125%
HK$53,431
baseline
▲ 0.50% · 4.625%
HK$56,248
+HK$2,817/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,862/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,680
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,381
−HK$1,728/mo
Today · 4.125%
HK$58,109
baseline
▲ 0.50% · 4.625%
HK$61,645
+HK$3,536/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,218/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,831
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,462
−HK$1,655/mo
Today · 4.125%
HK$64,117
baseline
▲ 0.50% · 4.625%
HK$67,497
+HK$3,380/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,234/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,793
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,778
−HK$2,016/mo
Today · 4.125%
HK$67,794
baseline
▲ 0.50% · 4.625%
HK$71,919
+HK$4,125/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$135,588/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,969
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,873
−HK$1,931/mo
Today · 4.125%
HK$74,804
baseline
▲ 0.50% · 4.625%
HK$78,747
+HK$3,943/mo
Deposit HK$5.99M · loan HK$13.99M · min. income ≈ HK$149,608/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,020
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,571
−HK$2,592/mo
Today · 4.125%
HK$87,163
baseline
▲ 0.50% · 4.625%
HK$92,467
+HK$5,304/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,326/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,246
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,694
−HK$2,482/mo
Today · 4.125%
HK$96,176
baseline
▲ 0.50% · 4.625%
HK$101,246
+HK$5,070/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,352/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,368 · Scale 2, in force from 26 Feb 2026)