LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,568
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,985
−HK$1,440/mo
Today · 4.125%
HK$48,425
baseline
▲ 0.50% · 4.625%
HK$51,372
+HK$2,947/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,850/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,694
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,053
−HK$1,379/mo
Today · 4.125%
HK$53,432
baseline
▲ 0.50% · 4.625%
HK$56,249
+HK$2,817/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,864/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,681
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,382
−HK$1,728/mo
Today · 4.125%
HK$58,110
baseline
▲ 0.50% · 4.625%
HK$61,646
+HK$3,536/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,220/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,832
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,464
−HK$1,655/mo
Today · 4.125%
HK$64,119
baseline
▲ 0.50% · 4.625%
HK$67,499
+HK$3,380/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,238/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,795
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,779
−HK$2,016/mo
Today · 4.125%
HK$67,795
baseline
▲ 0.50% · 4.625%
HK$71,920
+HK$4,125/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,590/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,971
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,874
−HK$1,931/mo
Today · 4.125%
HK$74,805
baseline
▲ 0.50% · 4.625%
HK$78,748
+HK$3,943/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,610/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,022
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,573
−HK$2,592/mo
Today · 4.125%
HK$87,165
baseline
▲ 0.50% · 4.625%
HK$92,469
+HK$5,304/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,330/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,248
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,696
−HK$2,482/mo
Today · 4.125%
HK$96,178
baseline
▲ 0.50% · 4.625%
HK$101,248
+HK$5,070/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,356/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,385 · Scale 2, in force from 26 Feb 2026)