LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,568
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,985
−HK$1,441/mo
Today · 4.125%
HK$48,426
baseline
▲ 0.50% · 4.625%
HK$51,372
+HK$2,946/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,852/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,694
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,054
−HK$1,379/mo
Today · 4.125%
HK$53,433
baseline
▲ 0.50% · 4.625%
HK$56,249
+HK$2,816/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,866/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,682
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,383
−HK$1,728/mo
Today · 4.125%
HK$58,111
baseline
▲ 0.50% · 4.625%
HK$61,647
+HK$3,536/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,222/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,833
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,464
−HK$1,655/mo
Today · 4.125%
HK$64,119
baseline
▲ 0.50% · 4.625%
HK$67,499
+HK$3,380/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,238/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,795
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,780
−HK$2,016/mo
Today · 4.125%
HK$67,796
baseline
▲ 0.50% · 4.625%
HK$71,921
+HK$4,125/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,592/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,972
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,875
−HK$1,931/mo
Today · 4.125%
HK$74,806
baseline
▲ 0.50% · 4.625%
HK$78,749
+HK$3,943/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,612/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,022
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,574
−HK$2,592/mo
Today · 4.125%
HK$87,166
baseline
▲ 0.50% · 4.625%
HK$92,470
+HK$5,304/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,332/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,249
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,696
−HK$2,483/mo
Today · 4.125%
HK$96,179
baseline
▲ 0.50% · 4.625%
HK$101,249
+HK$5,070/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,358/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,390 · Scale 2, in force from 26 Feb 2026)