LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,570
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,987
−HK$1,440/mo
Today · 4.125%
HK$48,427
baseline
▲ 0.50% · 4.625%
HK$51,374
+HK$2,947/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,854/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,696
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,056
−HK$1,379/mo
Today · 4.125%
HK$53,435
baseline
▲ 0.50% · 4.625%
HK$56,251
+HK$2,816/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,870/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,684
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,385
−HK$1,728/mo
Today · 4.125%
HK$58,113
baseline
▲ 0.50% · 4.625%
HK$61,649
+HK$3,536/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,226/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,835
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,467
−HK$1,655/mo
Today · 4.125%
HK$64,122
baseline
▲ 0.50% · 4.625%
HK$67,502
+HK$3,380/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,244/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,798
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,782
−HK$2,016/mo
Today · 4.125%
HK$67,798
baseline
▲ 0.50% · 4.625%
HK$71,924
+HK$4,126/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,596/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,974
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,878
−HK$1,931/mo
Today · 4.125%
HK$74,809
baseline
▲ 0.50% · 4.625%
HK$78,752
+HK$3,943/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,618/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,026
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,577
−HK$2,592/mo
Today · 4.125%
HK$87,169
baseline
▲ 0.50% · 4.625%
HK$92,473
+HK$5,304/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,338/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,253
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,700
−HK$2,483/mo
Today · 4.125%
HK$96,183
baseline
▲ 0.50% · 4.625%
HK$101,253
+HK$5,070/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,366/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,419 · Scale 2, in force from 26 Feb 2026)