LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,571
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,988
−HK$1,441/mo
Today · 4.125%
HK$48,429
baseline
▲ 0.50% · 4.625%
HK$51,375
+HK$2,946/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,858/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,697
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,057
−HK$1,379/mo
Today · 4.125%
HK$53,436
baseline
▲ 0.50% · 4.625%
HK$56,253
+HK$2,817/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,872/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,685
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,386
−HK$1,728/mo
Today · 4.125%
HK$58,114
baseline
▲ 0.50% · 4.625%
HK$61,651
+HK$3,537/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,228/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,837
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,468
−HK$1,655/mo
Today · 4.125%
HK$64,123
baseline
▲ 0.50% · 4.625%
HK$67,504
+HK$3,381/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,246/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,799
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,784
−HK$2,016/mo
Today · 4.125%
HK$67,800
baseline
▲ 0.50% · 4.625%
HK$71,926
+HK$4,126/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,600/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,976
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,880
−HK$1,931/mo
Today · 4.125%
HK$74,811
baseline
▲ 0.50% · 4.625%
HK$78,754
+HK$3,943/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,622/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,028
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,579
−HK$2,593/mo
Today · 4.125%
HK$87,172
baseline
▲ 0.50% · 4.625%
HK$92,476
+HK$5,304/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,344/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,255
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,702
−HK$2,483/mo
Today · 4.125%
HK$96,185
baseline
▲ 0.50% · 4.625%
HK$101,255
+HK$5,070/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,370/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,438 · Scale 2, in force from 26 Feb 2026)