LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,572
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,989
−HK$1,441/mo
Today · 4.125%
HK$48,430
baseline
▲ 0.50% · 4.625%
HK$51,376
+HK$2,946/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,860/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,698
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,058
−HK$1,379/mo
Today · 4.125%
HK$53,437
baseline
▲ 0.50% · 4.625%
HK$56,254
+HK$2,817/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,874/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,686
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,387
−HK$1,728/mo
Today · 4.125%
HK$58,115
baseline
▲ 0.50% · 4.625%
HK$61,652
+HK$3,537/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,230/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,838
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,469
−HK$1,656/mo
Today · 4.125%
HK$64,125
baseline
▲ 0.50% · 4.625%
HK$67,505
+HK$3,380/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,250/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,801
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,785
−HK$2,016/mo
Today · 4.125%
HK$67,801
baseline
▲ 0.50% · 4.625%
HK$71,927
+HK$4,126/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,602/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,977
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,881
−HK$1,931/mo
Today · 4.125%
HK$74,812
baseline
▲ 0.50% · 4.625%
HK$78,756
+HK$3,944/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,624/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,029
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,581
−HK$2,592/mo
Today · 4.125%
HK$87,173
baseline
▲ 0.50% · 4.625%
HK$92,477
+HK$5,304/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,346/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,257
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,704
−HK$2,483/mo
Today · 4.125%
HK$96,187
baseline
▲ 0.50% · 4.625%
HK$101,257
+HK$5,070/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,374/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,452 · Scale 2, in force from 26 Feb 2026)