LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,574
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,992
−HK$1,440/mo
Today · 4.125%
HK$48,432
baseline
▲ 0.50% · 4.625%
HK$51,379
+HK$2,947/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,864/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,701
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,061
−HK$1,379/mo
Today · 4.125%
HK$53,440
baseline
▲ 0.50% · 4.625%
HK$56,257
+HK$2,817/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,880/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,689
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,390
−HK$1,729/mo
Today · 4.125%
HK$58,119
baseline
▲ 0.50% · 4.625%
HK$61,655
+HK$3,536/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,238/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,841
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,473
−HK$1,655/mo
Today · 4.125%
HK$64,128
baseline
▲ 0.50% · 4.625%
HK$67,508
+HK$3,380/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,256/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,804
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,789
−HK$2,016/mo
Today · 4.125%
HK$67,805
baseline
▲ 0.50% · 4.625%
HK$71,931
+HK$4,126/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,610/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,981
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,885
−HK$1,931/mo
Today · 4.125%
HK$74,816
baseline
▲ 0.50% · 4.625%
HK$78,760
+HK$3,944/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,632/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,034
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,585
−HK$2,593/mo
Today · 4.125%
HK$87,178
baseline
▲ 0.50% · 4.625%
HK$92,482
+HK$5,304/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,356/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,262
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,709
−HK$2,483/mo
Today · 4.125%
HK$96,192
baseline
▲ 0.50% · 4.625%
HK$101,263
+HK$5,071/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,384/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,493 · Scale 2, in force from 26 Feb 2026)