LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,575
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,993
−HK$1,440/mo
Today · 4.125%
HK$48,433
baseline
▲ 0.50% · 4.625%
HK$51,380
+HK$2,947/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,866/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,702
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,062
−HK$1,379/mo
Today · 4.125%
HK$53,441
baseline
▲ 0.50% · 4.625%
HK$56,258
+HK$2,817/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,882/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,690
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,391
−HK$1,729/mo
Today · 4.125%
HK$58,120
baseline
▲ 0.50% · 4.625%
HK$61,656
+HK$3,536/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,240/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,842
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,474
−HK$1,655/mo
Today · 4.125%
HK$64,129
baseline
▲ 0.50% · 4.625%
HK$67,510
+HK$3,381/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,258/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,805
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,790
−HK$2,016/mo
Today · 4.125%
HK$67,806
baseline
▲ 0.50% · 4.625%
HK$71,932
+HK$4,126/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,612/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,983
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,886
−HK$1,932/mo
Today · 4.125%
HK$74,818
baseline
▲ 0.50% · 4.625%
HK$78,761
+HK$3,943/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,636/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,035
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,587
−HK$2,593/mo
Today · 4.125%
HK$87,180
baseline
▲ 0.50% · 4.625%
HK$92,484
+HK$5,304/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,360/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,263
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,711
−HK$2,483/mo
Today · 4.125%
HK$96,194
baseline
▲ 0.50% · 4.625%
HK$101,265
+HK$5,071/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,388/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,507 · Scale 2, in force from 26 Feb 2026)