LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,575
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,993
−HK$1,440/mo
Today · 4.125%
HK$48,433
baseline
▲ 0.50% · 4.625%
HK$51,380
+HK$2,947/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,866/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,702
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,062
−HK$1,379/mo
Today · 4.125%
HK$53,441
baseline
▲ 0.50% · 4.625%
HK$56,258
+HK$2,817/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,882/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,690
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,392
−HK$1,728/mo
Today · 4.125%
HK$58,120
baseline
▲ 0.50% · 4.625%
HK$61,657
+HK$3,537/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,240/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,843
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,474
−HK$1,656/mo
Today · 4.125%
HK$64,130
baseline
▲ 0.50% · 4.625%
HK$67,510
+HK$3,380/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,260/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,806
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,790
−HK$2,017/mo
Today · 4.125%
HK$67,807
baseline
▲ 0.50% · 4.625%
HK$71,933
+HK$4,126/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,614/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,983
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,887
−HK$1,931/mo
Today · 4.125%
HK$74,818
baseline
▲ 0.50% · 4.625%
HK$78,762
+HK$3,944/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,636/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,036
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,588
−HK$2,592/mo
Today · 4.125%
HK$87,180
baseline
▲ 0.50% · 4.625%
HK$92,485
+HK$5,305/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,360/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,264
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,712
−HK$2,483/mo
Today · 4.125%
HK$96,195
baseline
▲ 0.50% · 4.625%
HK$101,265
+HK$5,070/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,390/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,512 · Scale 2, in force from 26 Feb 2026)