LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,578
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$46,996
−HK$1,441/mo
Today · 4.125%
HK$48,437
baseline
▲ 0.50% · 4.625%
HK$51,384
+HK$2,947/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,874/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,706
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,066
−HK$1,379/mo
Today · 4.125%
HK$53,445
baseline
▲ 0.50% · 4.625%
HK$56,262
+HK$2,817/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,890/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,694
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,395
−HK$1,729/mo
Today · 4.125%
HK$58,124
baseline
▲ 0.50% · 4.625%
HK$61,661
+HK$3,537/mo
Deposit HK$8.00M · loan HK$11.99M · min. income ≈ HK$116,248/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,847
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,479
−HK$1,655/mo
Today · 4.125%
HK$64,134
baseline
▲ 0.50% · 4.625%
HK$67,515
+HK$3,381/mo
Deposit HK$8.00M · loan HK$11.99M · min. income ≈ HK$128,268/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,810
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,795
−HK$2,016/mo
Today · 4.125%
HK$67,811
baseline
▲ 0.50% · 4.625%
HK$71,937
+HK$4,126/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,622/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,988
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,892
−HK$1,931/mo
Today · 4.125%
HK$74,823
baseline
▲ 0.50% · 4.625%
HK$78,767
+HK$3,944/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,646/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,041
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,593
−HK$2,593/mo
Today · 4.125%
HK$87,186
baseline
▲ 0.50% · 4.625%
HK$92,491
+HK$5,305/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,372/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,270
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,718
−HK$2,483/mo
Today · 4.125%
HK$96,201
baseline
▲ 0.50% · 4.625%
HK$101,272
+HK$5,071/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,402/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,562 · Scale 2, in force from 26 Feb 2026)