LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,579
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$46,997
−HK$1,441/mo
Today · 4.125%
HK$48,438
baseline
▲ 0.50% · 4.625%
HK$51,385
+HK$2,947/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,876/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,707
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,067
−HK$1,379/mo
Today · 4.125%
HK$53,446
baseline
▲ 0.50% · 4.625%
HK$56,263
+HK$2,817/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,892/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,695
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,397
−HK$1,728/mo
Today · 4.125%
HK$58,125
baseline
▲ 0.50% · 4.625%
HK$61,662
+HK$3,537/mo
Deposit HK$8.00M · loan HK$11.99M · min. income ≈ HK$116,250/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,848
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,480
−HK$1,655/mo
Today · 4.125%
HK$64,135
baseline
▲ 0.50% · 4.625%
HK$67,516
+HK$3,381/mo
Deposit HK$8.00M · loan HK$11.99M · min. income ≈ HK$128,270/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,811
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,796
−HK$2,017/mo
Today · 4.125%
HK$67,813
baseline
▲ 0.50% · 4.625%
HK$71,939
+HK$4,126/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,626/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,989
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,893
−HK$1,932/mo
Today · 4.125%
HK$74,825
baseline
▲ 0.50% · 4.625%
HK$78,769
+HK$3,944/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,650/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,043
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,595
−HK$2,593/mo
Today · 4.125%
HK$87,188
baseline
▲ 0.50% · 4.625%
HK$92,493
+HK$5,305/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,376/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,272
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,720
−HK$2,483/mo
Today · 4.125%
HK$96,203
baseline
▲ 0.50% · 4.625%
HK$101,274
+HK$5,071/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,406/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,579 · Scale 2, in force from 26 Feb 2026)