LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,580
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,998
−HK$1,440/mo
Today · 4.125%
HK$48,438
baseline
▲ 0.50% · 4.625%
HK$51,386
+HK$2,948/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,876/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,707
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,067
−HK$1,380/mo
Today · 4.125%
HK$53,447
baseline
▲ 0.50% · 4.625%
HK$56,264
+HK$2,817/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,894/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,696
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,397
−HK$1,729/mo
Today · 4.125%
HK$58,126
baseline
▲ 0.50% · 4.625%
HK$61,663
+HK$3,537/mo
Deposit HK$8.00M · loan HK$11.99M · min. income ≈ HK$116,252/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,849
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,481
−HK$1,655/mo
Today · 4.125%
HK$64,136
baseline
▲ 0.50% · 4.625%
HK$67,517
+HK$3,381/mo
Deposit HK$8.00M · loan HK$11.99M · min. income ≈ HK$128,272/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,812
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,797
−HK$2,017/mo
Today · 4.125%
HK$67,814
baseline
▲ 0.50% · 4.625%
HK$71,940
+HK$4,126/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,628/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,990
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,894
−HK$1,932/mo
Today · 4.125%
HK$74,826
baseline
▲ 0.50% · 4.625%
HK$78,770
+HK$3,944/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,652/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,044
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,596
−HK$2,593/mo
Today · 4.125%
HK$87,189
baseline
▲ 0.50% · 4.625%
HK$92,494
+HK$5,305/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,378/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,273
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,721
−HK$2,484/mo
Today · 4.125%
HK$96,205
baseline
▲ 0.50% · 4.625%
HK$101,276
+HK$5,071/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,410/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,589 · Scale 2, in force from 26 Feb 2026)