LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,581
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,998
−HK$1,441/mo
Today · 4.125%
HK$48,439
baseline
▲ 0.50% · 4.625%
HK$51,386
+HK$2,947/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,878/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,708
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,068
−HK$1,380/mo
Today · 4.125%
HK$53,448
baseline
▲ 0.50% · 4.625%
HK$56,265
+HK$2,817/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,896/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,697
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,398
−HK$1,729/mo
Today · 4.125%
HK$58,127
baseline
▲ 0.50% · 4.625%
HK$61,664
+HK$3,537/mo
Deposit HK$8.00M · loan HK$11.99M · min. income ≈ HK$116,254/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,850
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,482
−HK$1,655/mo
Today · 4.125%
HK$64,137
baseline
▲ 0.50% · 4.625%
HK$67,518
+HK$3,381/mo
Deposit HK$8.00M · loan HK$11.99M · min. income ≈ HK$128,274/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,813
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,798
−HK$2,017/mo
Today · 4.125%
HK$67,815
baseline
▲ 0.50% · 4.625%
HK$71,941
+HK$4,126/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,630/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,991
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,895
−HK$1,932/mo
Today · 4.125%
HK$74,827
baseline
▲ 0.50% · 4.625%
HK$78,771
+HK$3,944/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,654/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,045
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,597
−HK$2,593/mo
Today · 4.125%
HK$87,190
baseline
▲ 0.50% · 4.625%
HK$92,495
+HK$5,305/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,380/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,274
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,722
−HK$2,484/mo
Today · 4.125%
HK$96,206
baseline
▲ 0.50% · 4.625%
HK$101,277
+HK$5,071/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,412/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,598 · Scale 2, in force from 26 Feb 2026)