LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,582
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$47,000
−HK$1,440/mo
Today · 4.125%
HK$48,440
baseline
▲ 0.50% · 4.625%
HK$51,388
+HK$2,948/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,880/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,709
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,069
−HK$1,380/mo
Today · 4.125%
HK$53,449
baseline
▲ 0.50% · 4.625%
HK$56,266
+HK$2,817/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,898/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,698
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,400
−HK$1,728/mo
Today · 4.125%
HK$58,128
baseline
▲ 0.50% · 4.625%
HK$61,665
+HK$3,537/mo
Deposit HK$8.00M · loan HK$11.99M · min. income ≈ HK$116,256/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,851
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,483
−HK$1,656/mo
Today · 4.125%
HK$64,139
baseline
▲ 0.50% · 4.625%
HK$67,520
+HK$3,381/mo
Deposit HK$8.00M · loan HK$11.99M · min. income ≈ HK$128,278/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,814
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,799
−HK$2,017/mo
Today · 4.125%
HK$67,816
baseline
▲ 0.50% · 4.625%
HK$71,943
+HK$4,127/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,632/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,993
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,897
−HK$1,931/mo
Today · 4.125%
HK$74,828
baseline
▲ 0.50% · 4.625%
HK$78,773
+HK$3,945/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,656/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,047
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,599
−HK$2,593/mo
Today · 4.125%
HK$87,192
baseline
▲ 0.50% · 4.625%
HK$92,498
+HK$5,306/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,384/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,277
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,725
−HK$2,483/mo
Today · 4.125%
HK$96,208
baseline
▲ 0.50% · 4.625%
HK$101,279
+HK$5,071/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,416/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,616 · Scale 2, in force from 26 Feb 2026)