LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,582
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,000
−HK$1,441/mo
Today · 4.125%
HK$48,441
baseline
▲ 0.50% · 4.625%
HK$51,388
+HK$2,947/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,882/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,710
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,070
−HK$1,379/mo
Today · 4.125%
HK$53,449
baseline
▲ 0.50% · 4.625%
HK$56,267
+HK$2,818/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,898/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,699
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,400
−HK$1,729/mo
Today · 4.125%
HK$58,129
baseline
▲ 0.50% · 4.625%
HK$61,666
+HK$3,537/mo
Deposit HK$8.00M · loan HK$11.99M · min. income ≈ HK$116,258/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,852
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,484
−HK$1,655/mo
Today · 4.125%
HK$64,139
baseline
▲ 0.50% · 4.625%
HK$67,520
+HK$3,381/mo
Deposit HK$8.00M · loan HK$11.99M · min. income ≈ HK$128,278/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,815
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,800
−HK$2,017/mo
Today · 4.125%
HK$67,817
baseline
▲ 0.50% · 4.625%
HK$71,943
+HK$4,126/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,634/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,994
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,898
−HK$1,931/mo
Today · 4.125%
HK$74,829
baseline
▲ 0.50% · 4.625%
HK$78,774
+HK$3,945/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,658/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,048
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,600
−HK$2,593/mo
Today · 4.125%
HK$87,193
baseline
▲ 0.50% · 4.625%
HK$92,499
+HK$5,306/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,386/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,278
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,726
−HK$2,483/mo
Today · 4.125%
HK$96,209
baseline
▲ 0.50% · 4.625%
HK$101,280
+HK$5,071/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,418/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,624 · Scale 2, in force from 26 Feb 2026)