LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,583
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$47,001
−HK$1,440/mo
Today · 4.125%
HK$48,441
baseline
▲ 0.50% · 4.625%
HK$51,389
+HK$2,948/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,882/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,711
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,071
−HK$1,379/mo
Today · 4.125%
HK$53,450
baseline
▲ 0.50% · 4.625%
HK$56,268
+HK$2,818/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,900/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,699
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,401
−HK$1,729/mo
Today · 4.125%
HK$58,130
baseline
▲ 0.50% · 4.625%
HK$61,667
+HK$3,537/mo
Deposit HK$8.00M · loan HK$11.99M · min. income ≈ HK$116,260/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,853
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,485
−HK$1,655/mo
Today · 4.125%
HK$64,140
baseline
▲ 0.50% · 4.625%
HK$67,521
+HK$3,381/mo
Deposit HK$8.00M · loan HK$11.99M · min. income ≈ HK$128,280/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,816
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,801
−HK$2,017/mo
Today · 4.125%
HK$67,818
baseline
▲ 0.50% · 4.625%
HK$71,944
+HK$4,126/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,636/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,995
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,899
−HK$1,931/mo
Today · 4.125%
HK$74,830
baseline
▲ 0.50% · 4.625%
HK$78,775
+HK$3,945/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,660/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,049
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,601
−HK$2,593/mo
Today · 4.125%
HK$87,194
baseline
▲ 0.50% · 4.625%
HK$92,500
+HK$5,306/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,388/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,279
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,727
−HK$2,483/mo
Today · 4.125%
HK$96,210
baseline
▲ 0.50% · 4.625%
HK$101,282
+HK$5,072/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,420/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,635 · Scale 2, in force from 26 Feb 2026)