LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,586
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,004
−HK$1,441/mo
Today · 4.125%
HK$48,445
baseline
▲ 0.50% · 4.625%
HK$51,393
+HK$2,948/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,890/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,714
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,074
−HK$1,380/mo
Today · 4.125%
HK$53,454
baseline
▲ 0.50% · 4.625%
HK$56,272
+HK$2,818/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,908/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,703
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,405
−HK$1,729/mo
Today · 4.125%
HK$58,134
baseline
▲ 0.50% · 4.625%
HK$61,671
+HK$3,537/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,268/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,857
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,489
−HK$1,656/mo
Today · 4.125%
HK$64,145
baseline
▲ 0.50% · 4.625%
HK$67,526
+HK$3,381/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,290/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,821
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,806
−HK$2,017/mo
Today · 4.125%
HK$67,823
baseline
▲ 0.50% · 4.625%
HK$71,950
+HK$4,127/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,646/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,000
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,904
−HK$1,932/mo
Today · 4.125%
HK$74,836
baseline
▲ 0.50% · 4.625%
HK$78,780
+HK$3,944/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,672/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,055
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$84,608
−HK$2,593/mo
Today · 4.125%
HK$87,201
baseline
▲ 0.50% · 4.625%
HK$92,507
+HK$5,306/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,402/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,286
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,734
−HK$2,483/mo
Today · 4.125%
HK$96,217
baseline
▲ 0.50% · 4.625%
HK$101,289
+HK$5,072/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,434/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,689 · Scale 2, in force from 26 Feb 2026)