LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,587
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,005
−HK$1,441/mo
Today · 4.125%
HK$48,446
baseline
▲ 0.50% · 4.625%
HK$51,393
+HK$2,947/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,892/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,715
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,075
−HK$1,380/mo
Today · 4.125%
HK$53,455
baseline
▲ 0.50% · 4.625%
HK$56,273
+HK$2,818/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,910/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,704
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,406
−HK$1,729/mo
Today · 4.125%
HK$58,135
baseline
▲ 0.50% · 4.625%
HK$61,672
+HK$3,537/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,270/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,858
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,490
−HK$1,656/mo
Today · 4.125%
HK$64,146
baseline
▲ 0.50% · 4.625%
HK$67,527
+HK$3,381/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,292/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,822
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,807
−HK$2,017/mo
Today · 4.125%
HK$67,824
baseline
▲ 0.50% · 4.625%
HK$71,951
+HK$4,127/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,648/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,001
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,905
−HK$1,932/mo
Today · 4.125%
HK$74,837
baseline
▲ 0.50% · 4.625%
HK$78,782
+HK$3,945/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,674/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,056
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$84,609
−HK$2,593/mo
Today · 4.125%
HK$87,202
baseline
▲ 0.50% · 4.625%
HK$92,508
+HK$5,306/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,404/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,287
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,735
−HK$2,484/mo
Today · 4.125%
HK$96,219
baseline
▲ 0.50% · 4.625%
HK$101,291
+HK$5,072/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,438/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,701 · Scale 2, in force from 26 Feb 2026)