LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,588
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,006
−HK$1,441/mo
Today · 4.125%
HK$48,447
baseline
▲ 0.50% · 4.625%
HK$51,395
+HK$2,948/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,894/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,717
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,077
−HK$1,380/mo
Today · 4.125%
HK$53,457
baseline
▲ 0.50% · 4.625%
HK$56,274
+HK$2,817/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,914/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,706
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,408
−HK$1,729/mo
Today · 4.125%
HK$58,137
baseline
▲ 0.50% · 4.625%
HK$61,674
+HK$3,537/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,274/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,860
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,492
−HK$1,656/mo
Today · 4.125%
HK$64,148
baseline
▲ 0.50% · 4.625%
HK$67,529
+HK$3,381/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,296/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,824
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,809
−HK$2,017/mo
Today · 4.125%
HK$67,826
baseline
▲ 0.50% · 4.625%
HK$71,953
+HK$4,127/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$135,652/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,003
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,908
−HK$1,931/mo
Today · 4.125%
HK$74,839
baseline
▲ 0.50% · 4.625%
HK$78,784
+HK$3,945/mo
Deposit HK$6.00M · loan HK$13.99M · min. income ≈ HK$149,678/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,059
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$84,612
−HK$2,593/mo
Today · 4.125%
HK$87,205
baseline
▲ 0.50% · 4.625%
HK$92,511
+HK$5,306/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,410/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,290
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,738
−HK$2,484/mo
Today · 4.125%
HK$96,222
baseline
▲ 0.50% · 4.625%
HK$101,294
+HK$5,072/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,444/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,725 · Scale 2, in force from 26 Feb 2026)