LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,589
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,007
−HK$1,441/mo
Today · 4.125%
HK$48,448
baseline
▲ 0.50% · 4.625%
HK$51,396
+HK$2,948/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,896/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,717
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,077
−HK$1,380/mo
Today · 4.125%
HK$53,457
baseline
▲ 0.50% · 4.625%
HK$56,275
+HK$2,818/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,914/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,707
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,408
−HK$1,729/mo
Today · 4.125%
HK$58,137
baseline
▲ 0.50% · 4.625%
HK$61,675
+HK$3,538/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,274/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,861
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,493
−HK$1,656/mo
Today · 4.125%
HK$64,149
baseline
▲ 0.50% · 4.625%
HK$67,530
+HK$3,381/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,298/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,825
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,810
−HK$2,017/mo
Today · 4.125%
HK$67,827
baseline
▲ 0.50% · 4.625%
HK$71,954
+HK$4,127/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,654/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,004
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,908
−HK$1,932/mo
Today · 4.125%
HK$74,840
baseline
▲ 0.50% · 4.625%
HK$78,785
+HK$3,945/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,680/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,060
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$84,613
−HK$2,593/mo
Today · 4.125%
HK$87,206
baseline
▲ 0.50% · 4.625%
HK$92,512
+HK$5,306/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,412/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,291
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,739
−HK$2,484/mo
Today · 4.125%
HK$96,223
baseline
▲ 0.50% · 4.625%
HK$101,295
+HK$5,072/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,446/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,735 · Scale 2, in force from 26 Feb 2026)