LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,590
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,008
−HK$1,441/mo
Today · 4.125%
HK$48,449
baseline
▲ 0.50% · 4.625%
HK$51,397
+HK$2,948/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,898/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,718
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,079
−HK$1,379/mo
Today · 4.125%
HK$53,458
baseline
▲ 0.50% · 4.625%
HK$56,276
+HK$2,818/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,916/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,708
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,410
−HK$1,729/mo
Today · 4.125%
HK$58,139
baseline
▲ 0.50% · 4.625%
HK$61,676
+HK$3,537/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,278/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,862
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,494
−HK$1,656/mo
Today · 4.125%
HK$64,150
baseline
▲ 0.50% · 4.625%
HK$67,532
+HK$3,382/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,300/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,826
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,811
−HK$2,017/mo
Today · 4.125%
HK$67,828
baseline
▲ 0.50% · 4.625%
HK$71,956
+HK$4,128/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,656/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,006
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,910
−HK$1,932/mo
Today · 4.125%
HK$74,842
baseline
▲ 0.50% · 4.625%
HK$78,787
+HK$3,945/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,684/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,062
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$84,614
−HK$2,594/mo
Today · 4.125%
HK$87,208
baseline
▲ 0.50% · 4.625%
HK$92,514
+HK$5,306/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,416/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,293
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,741
−HK$2,484/mo
Today · 4.125%
HK$96,225
baseline
▲ 0.50% · 4.625%
HK$101,297
+HK$5,072/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,450/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,750 · Scale 2, in force from 26 Feb 2026)