LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,590
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,008
−HK$1,441/mo
Today · 4.125%
HK$48,449
baseline
▲ 0.50% · 4.625%
HK$51,397
+HK$2,948/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,898/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,719
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,079
−HK$1,380/mo
Today · 4.125%
HK$53,459
baseline
▲ 0.50% · 4.625%
HK$56,277
+HK$2,818/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,918/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,708
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,410
−HK$1,729/mo
Today · 4.125%
HK$58,139
baseline
▲ 0.50% · 4.625%
HK$61,677
+HK$3,538/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,278/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,862
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,495
−HK$1,656/mo
Today · 4.125%
HK$64,151
baseline
▲ 0.50% · 4.625%
HK$67,532
+HK$3,381/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,302/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,826
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,812
−HK$2,017/mo
Today · 4.125%
HK$67,829
baseline
▲ 0.50% · 4.625%
HK$71,956
+HK$4,127/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,658/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,006
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,910
−HK$1,932/mo
Today · 4.125%
HK$74,842
baseline
▲ 0.50% · 4.625%
HK$78,787
+HK$3,945/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,684/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,062
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$84,615
−HK$2,593/mo
Today · 4.125%
HK$87,208
baseline
▲ 0.50% · 4.625%
HK$92,515
+HK$5,307/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,416/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,294
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,742
−HK$2,484/mo
Today · 4.125%
HK$96,226
baseline
▲ 0.50% · 4.625%
HK$101,298
+HK$5,072/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,452/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,755 · Scale 2, in force from 26 Feb 2026)