LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,592
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,010
−HK$1,441/mo
Today · 4.125%
HK$48,451
baseline
▲ 0.50% · 4.625%
HK$51,399
+HK$2,948/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,902/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,720
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,081
−HK$1,380/mo
Today · 4.125%
HK$53,461
baseline
▲ 0.50% · 4.625%
HK$56,279
+HK$2,818/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,922/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,710
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,412
−HK$1,729/mo
Today · 4.125%
HK$58,141
baseline
▲ 0.50% · 4.625%
HK$61,679
+HK$3,538/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,282/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,865
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,497
−HK$1,656/mo
Today · 4.125%
HK$64,153
baseline
▲ 0.50% · 4.625%
HK$67,535
+HK$3,382/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,306/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,829
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,814
−HK$2,017/mo
Today · 4.125%
HK$67,831
baseline
▲ 0.50% · 4.625%
HK$71,959
+HK$4,128/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,662/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,009
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,913
−HK$1,932/mo
Today · 4.125%
HK$74,845
baseline
▲ 0.50% · 4.625%
HK$78,790
+HK$3,945/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,690/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,065
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,618
−HK$2,594/mo
Today · 4.125%
HK$87,212
baseline
▲ 0.50% · 4.625%
HK$92,518
+HK$5,306/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$174,424/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,297
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,745
−HK$2,484/mo
Today · 4.125%
HK$96,229
baseline
▲ 0.50% · 4.625%
HK$101,302
+HK$5,073/mo
Deposit HK$2.00M · loan HK$17.99M · min. income ≈ HK$192,458/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,782 · Scale 2, in force from 26 Feb 2026)