LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,593
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,011
−HK$1,441/mo
Today · 4.125%
HK$48,452
baseline
▲ 0.50% · 4.625%
HK$51,400
+HK$2,948/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,904/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,722
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,082
−HK$1,380/mo
Today · 4.125%
HK$53,462
baseline
▲ 0.50% · 4.625%
HK$56,280
+HK$2,818/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,924/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,711
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,413
−HK$1,729/mo
Today · 4.125%
HK$58,142
baseline
▲ 0.50% · 4.625%
HK$61,680
+HK$3,538/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,284/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,866
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,498
−HK$1,656/mo
Today · 4.125%
HK$64,154
baseline
▲ 0.50% · 4.625%
HK$67,536
+HK$3,382/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,308/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,830
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,816
−HK$2,017/mo
Today · 4.125%
HK$67,833
baseline
▲ 0.50% · 4.625%
HK$71,960
+HK$4,127/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,666/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,010
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,915
−HK$1,932/mo
Today · 4.125%
HK$74,847
baseline
▲ 0.50% · 4.625%
HK$78,792
+HK$3,945/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,694/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,067
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,620
−HK$2,594/mo
Today · 4.125%
HK$87,214
baseline
▲ 0.50% · 4.625%
HK$92,520
+HK$5,306/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,428/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,299
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$93,748
−HK$2,484/mo
Today · 4.125%
HK$96,232
baseline
▲ 0.50% · 4.625%
HK$101,304
+HK$5,072/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,464/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,799 · Scale 2, in force from 26 Feb 2026)