LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,595
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,014
−HK$1,440/mo
Today · 4.125%
HK$48,454
baseline
▲ 0.50% · 4.625%
HK$51,403
+HK$2,949/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,908/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,724
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,085
−HK$1,380/mo
Today · 4.125%
HK$53,465
baseline
▲ 0.50% · 4.625%
HK$56,283
+HK$2,818/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,930/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,714
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,416
−HK$1,729/mo
Today · 4.125%
HK$58,145
baseline
▲ 0.50% · 4.625%
HK$61,683
+HK$3,538/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,290/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,869
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,502
−HK$1,656/mo
Today · 4.125%
HK$64,158
baseline
▲ 0.50% · 4.625%
HK$67,540
+HK$3,382/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,316/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,833
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,819
−HK$2,017/mo
Today · 4.125%
HK$67,836
baseline
▲ 0.50% · 4.625%
HK$71,964
+HK$4,128/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,672/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,014
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,918
−HK$1,933/mo
Today · 4.125%
HK$74,851
baseline
▲ 0.50% · 4.625%
HK$78,796
+HK$3,945/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,702/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,071
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,624
−HK$2,594/mo
Today · 4.125%
HK$87,218
baseline
▲ 0.50% · 4.625%
HK$92,525
+HK$5,307/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,436/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,304
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,752
−HK$2,484/mo
Today · 4.125%
HK$96,236
baseline
▲ 0.50% · 4.625%
HK$101,309
+HK$5,073/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,472/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,838 · Scale 2, in force from 26 Feb 2026)