LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,596
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,015
−HK$1,441/mo
Today · 4.125%
HK$48,456
baseline
▲ 0.50% · 4.625%
HK$51,404
+HK$2,948/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,912/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,725
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,086
−HK$1,380/mo
Today · 4.125%
HK$53,466
baseline
▲ 0.50% · 4.625%
HK$56,284
+HK$2,818/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,932/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,716
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,417
−HK$1,730/mo
Today · 4.125%
HK$58,147
baseline
▲ 0.50% · 4.625%
HK$61,685
+HK$3,538/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,294/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,870
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,503
−HK$1,656/mo
Today · 4.125%
HK$64,159
baseline
▲ 0.50% · 4.625%
HK$67,541
+HK$3,382/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,318/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,835
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,820
−HK$2,018/mo
Today · 4.125%
HK$67,838
baseline
▲ 0.50% · 4.625%
HK$71,966
+HK$4,128/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,676/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,016
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,920
−HK$1,932/mo
Today · 4.125%
HK$74,852
baseline
▲ 0.50% · 4.625%
HK$78,798
+HK$3,946/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,704/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,073
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,626
−HK$2,594/mo
Today · 4.125%
HK$87,220
baseline
▲ 0.50% · 4.625%
HK$92,527
+HK$5,307/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,440/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,306
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$93,754
−HK$2,485/mo
Today · 4.125%
HK$96,239
baseline
▲ 0.50% · 4.625%
HK$101,312
+HK$5,073/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,478/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,855 · Scale 2, in force from 26 Feb 2026)