LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,597
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,016
−HK$1,441/mo
Today · 4.125%
HK$48,457
baseline
▲ 0.50% · 4.625%
HK$51,405
+HK$2,948/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,914/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,726
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,087
−HK$1,380/mo
Today · 4.125%
HK$53,467
baseline
▲ 0.50% · 4.625%
HK$56,285
+HK$2,818/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,934/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,717
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,419
−HK$1,729/mo
Today · 4.125%
HK$58,148
baseline
▲ 0.50% · 4.625%
HK$61,686
+HK$3,538/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,296/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,872
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,504
−HK$1,657/mo
Today · 4.125%
HK$64,161
baseline
▲ 0.50% · 4.625%
HK$67,542
+HK$3,381/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,322/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,836
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,822
−HK$2,017/mo
Today · 4.125%
HK$67,839
baseline
▲ 0.50% · 4.625%
HK$71,967
+HK$4,128/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,678/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,017
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,922
−HK$1,932/mo
Today · 4.125%
HK$74,854
baseline
▲ 0.50% · 4.625%
HK$78,800
+HK$3,946/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,708/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,075
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,628
−HK$2,594/mo
Today · 4.125%
HK$87,222
baseline
▲ 0.50% · 4.625%
HK$92,529
+HK$5,307/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,444/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,308
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$93,757
−HK$2,484/mo
Today · 4.125%
HK$96,241
baseline
▲ 0.50% · 4.625%
HK$101,314
+HK$5,073/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,482/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,871 · Scale 2, in force from 26 Feb 2026)