LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,598
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,016
−HK$1,441/mo
Today · 4.125%
HK$48,457
baseline
▲ 0.50% · 4.625%
HK$51,406
+HK$2,949/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,914/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,727
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,088
−HK$1,380/mo
Today · 4.125%
HK$53,468
baseline
▲ 0.50% · 4.625%
HK$56,286
+HK$2,818/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,936/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,718
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,420
−HK$1,729/mo
Today · 4.125%
HK$58,149
baseline
▲ 0.50% · 4.625%
HK$61,687
+HK$3,538/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,298/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,873
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,505
−HK$1,657/mo
Today · 4.125%
HK$64,162
baseline
▲ 0.50% · 4.625%
HK$67,544
+HK$3,382/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,324/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,837
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,823
−HK$2,017/mo
Today · 4.125%
HK$67,840
baseline
▲ 0.50% · 4.625%
HK$71,968
+HK$4,128/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,680/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,018
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,923
−HK$1,932/mo
Today · 4.125%
HK$74,855
baseline
▲ 0.50% · 4.625%
HK$78,801
+HK$3,946/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,710/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,076
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,629
−HK$2,594/mo
Today · 4.125%
HK$87,223
baseline
▲ 0.50% · 4.625%
HK$92,531
+HK$5,308/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,446/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,309
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$93,758
−HK$2,484/mo
Today · 4.125%
HK$96,242
baseline
▲ 0.50% · 4.625%
HK$101,315
+HK$5,073/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,484/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,883 · Scale 2, in force from 26 Feb 2026)