LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,599
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,018
−HK$1,441/mo
Today · 4.125%
HK$48,459
baseline
▲ 0.50% · 4.625%
HK$51,407
+HK$2,948/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,918/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,729
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,089
−HK$1,380/mo
Today · 4.125%
HK$53,469
baseline
▲ 0.50% · 4.625%
HK$56,288
+HK$2,819/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,938/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,719
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,421
−HK$1,729/mo
Today · 4.125%
HK$58,150
baseline
▲ 0.50% · 4.625%
HK$61,689
+HK$3,539/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,300/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,874
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,507
−HK$1,656/mo
Today · 4.125%
HK$64,163
baseline
▲ 0.50% · 4.625%
HK$67,545
+HK$3,382/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,326/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,839
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,825
−HK$2,017/mo
Today · 4.125%
HK$67,842
baseline
▲ 0.50% · 4.625%
HK$71,970
+HK$4,128/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,684/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,020
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,925
−HK$1,932/mo
Today · 4.125%
HK$74,857
baseline
▲ 0.50% · 4.625%
HK$78,803
+HK$3,946/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,714/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,079
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,632
−HK$2,594/mo
Today · 4.125%
HK$87,226
baseline
▲ 0.50% · 4.625%
HK$92,533
+HK$5,307/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,452/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,312
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$93,761
−HK$2,484/mo
Today · 4.125%
HK$96,245
baseline
▲ 0.50% · 4.625%
HK$101,318
+HK$5,073/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,490/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,903 · Scale 2, in force from 26 Feb 2026)