LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,604
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,022
−HK$1,441/mo
Today · 4.125%
HK$48,463
baseline
▲ 0.50% · 4.625%
HK$51,412
+HK$2,949/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,926/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,733
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,094
−HK$1,380/mo
Today · 4.125%
HK$53,474
baseline
▲ 0.50% · 4.625%
HK$56,293
+HK$2,819/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,948/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,724
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,426
−HK$1,730/mo
Today · 4.125%
HK$58,156
baseline
▲ 0.50% · 4.625%
HK$61,695
+HK$3,539/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,312/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,880
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,513
−HK$1,656/mo
Today · 4.125%
HK$64,169
baseline
▲ 0.50% · 4.625%
HK$67,552
+HK$3,383/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,338/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,845
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,831
−HK$2,018/mo
Today · 4.125%
HK$67,849
baseline
▲ 0.50% · 4.625%
HK$71,977
+HK$4,128/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,698/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,027
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,932
−HK$1,932/mo
Today · 4.125%
HK$74,864
baseline
▲ 0.50% · 4.625%
HK$78,810
+HK$3,946/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,728/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,086
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$84,640
−HK$2,594/mo
Today · 4.125%
HK$87,234
baseline
▲ 0.50% · 4.625%
HK$92,542
+HK$5,308/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,468/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,320
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,769
−HK$2,485/mo
Today · 4.125%
HK$96,254
baseline
▲ 0.50% · 4.625%
HK$101,328
+HK$5,074/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,508/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,974 · Scale 2, in force from 26 Feb 2026)