LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,604
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,023
−HK$1,441/mo
Today · 4.125%
HK$48,464
baseline
▲ 0.50% · 4.625%
HK$51,413
+HK$2,949/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,928/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,734
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,095
−HK$1,380/mo
Today · 4.125%
HK$53,475
baseline
▲ 0.50% · 4.625%
HK$56,294
+HK$2,819/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,950/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$749,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,725
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,427
−HK$1,730/mo
Today · 4.125%
HK$58,157
baseline
▲ 0.50% · 4.625%
HK$61,696
+HK$3,539/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,314/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,881
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,514
−HK$1,656/mo
Today · 4.125%
HK$64,170
baseline
▲ 0.50% · 4.625%
HK$67,553
+HK$3,383/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,340/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$749,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,846
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,832
−HK$2,018/mo
Today · 4.125%
HK$67,850
baseline
▲ 0.50% · 4.625%
HK$71,978
+HK$4,128/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,700/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,028
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,933
−HK$1,932/mo
Today · 4.125%
HK$74,865
baseline
▲ 0.50% · 4.625%
HK$78,812
+HK$3,947/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,730/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$749,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,088
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,641
−HK$2,594/mo
Today · 4.125%
HK$87,235
baseline
▲ 0.50% · 4.625%
HK$92,543
+HK$5,308/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,470/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,322
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$93,771
−HK$2,484/mo
Today · 4.125%
HK$96,255
baseline
▲ 0.50% · 4.625%
HK$101,329
+HK$5,074/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,510/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,986 · Scale 2, in force from 26 Feb 2026)