LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,608
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,026
−HK$1,442/mo
Today · 4.125%
HK$48,468
baseline
▲ 0.50% · 4.625%
HK$51,417
+HK$2,949/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,936/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,738
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,099
−HK$1,380/mo
Today · 4.125%
HK$53,479
baseline
▲ 0.50% · 4.625%
HK$56,298
+HK$2,819/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,958/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,729
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,432
−HK$1,729/mo
Today · 4.125%
HK$58,161
baseline
▲ 0.50% · 4.625%
HK$61,700
+HK$3,539/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,322/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,886
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,519
−HK$1,656/mo
Today · 4.125%
HK$64,175
baseline
▲ 0.50% · 4.625%
HK$67,558
+HK$3,383/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,350/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,851
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,837
−HK$2,018/mo
Today · 4.125%
HK$67,855
baseline
▲ 0.50% · 4.625%
HK$71,984
+HK$4,129/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,710/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,033
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,938
−HK$1,933/mo
Today · 4.125%
HK$74,871
baseline
▲ 0.50% · 4.625%
HK$78,818
+HK$3,947/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,742/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,094
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$84,647
−HK$2,595/mo
Today · 4.125%
HK$87,242
baseline
▲ 0.50% · 4.625%
HK$92,550
+HK$5,308/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,484/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,329
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,778
−HK$2,485/mo
Today · 4.125%
HK$96,263
baseline
▲ 0.50% · 4.625%
HK$101,337
+HK$5,074/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,526/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,113 · Scale 2, in force from 26 Feb 2026)