LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,609
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,027
−HK$1,442/mo
Today · 4.125%
HK$48,469
baseline
▲ 0.50% · 4.625%
HK$51,418
+HK$2,949/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,938/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,739
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,100
−HK$1,380/mo
Today · 4.125%
HK$53,480
baseline
▲ 0.50% · 4.625%
HK$56,299
+HK$2,819/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,960/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,730
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,433
−HK$1,729/mo
Today · 4.125%
HK$58,162
baseline
▲ 0.50% · 4.625%
HK$61,702
+HK$3,540/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,324/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,887
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,520
−HK$1,657/mo
Today · 4.125%
HK$64,177
baseline
▲ 0.50% · 4.625%
HK$67,559
+HK$3,382/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,354/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,852
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,838
−HK$2,018/mo
Today · 4.125%
HK$67,856
baseline
▲ 0.50% · 4.625%
HK$71,985
+HK$4,129/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,712/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,035
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,940
−HK$1,933/mo
Today · 4.125%
HK$74,873
baseline
▲ 0.50% · 4.625%
HK$78,819
+HK$3,946/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,746/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,096
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$84,649
−HK$2,595/mo
Today · 4.125%
HK$87,244
baseline
▲ 0.50% · 4.625%
HK$92,552
+HK$5,308/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,488/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,331
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,780
−HK$2,485/mo
Today · 4.125%
HK$96,265
baseline
▲ 0.50% · 4.625%
HK$101,339
+HK$5,074/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,530/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,156 · Scale 2, in force from 26 Feb 2026)