LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,610
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,028
−HK$1,442/mo
Today · 4.125%
HK$48,470
baseline
▲ 0.50% · 4.625%
HK$51,419
+HK$2,949/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,940/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,740
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,101
−HK$1,381/mo
Today · 4.125%
HK$53,482
baseline
▲ 0.50% · 4.625%
HK$56,301
+HK$2,819/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,964/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,732
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,434
−HK$1,730/mo
Today · 4.125%
HK$58,164
baseline
▲ 0.50% · 4.625%
HK$61,703
+HK$3,539/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,328/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,888
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,521
−HK$1,657/mo
Today · 4.125%
HK$64,178
baseline
▲ 0.50% · 4.625%
HK$67,561
+HK$3,383/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,356/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,854
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,840
−HK$2,018/mo
Today · 4.125%
HK$67,858
baseline
▲ 0.50% · 4.625%
HK$71,987
+HK$4,129/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,716/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,037
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,942
−HK$1,932/mo
Today · 4.125%
HK$74,874
baseline
▲ 0.50% · 4.625%
HK$78,821
+HK$3,947/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,748/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,098
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$84,651
−HK$2,595/mo
Today · 4.125%
HK$87,246
baseline
▲ 0.50% · 4.625%
HK$92,554
+HK$5,308/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,492/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,333
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,782
−HK$2,485/mo
Today · 4.125%
HK$96,267
baseline
▲ 0.50% · 4.625%
HK$101,341
+HK$5,074/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,534/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,203 · Scale 2, in force from 26 Feb 2026)