LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,610
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,029
−HK$1,442/mo
Today · 4.125%
HK$48,471
baseline
▲ 0.50% · 4.625%
HK$51,420
+HK$2,949/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,942/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,741
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,102
−HK$1,381/mo
Today · 4.125%
HK$53,483
baseline
▲ 0.50% · 4.625%
HK$56,302
+HK$2,819/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,966/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,732
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,435
−HK$1,730/mo
Today · 4.125%
HK$58,165
baseline
▲ 0.50% · 4.625%
HK$61,704
+HK$3,539/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,330/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,889
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,522
−HK$1,657/mo
Today · 4.125%
HK$64,179
baseline
▲ 0.50% · 4.625%
HK$67,562
+HK$3,383/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,358/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,855
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,841
−HK$2,018/mo
Today · 4.125%
HK$67,859
baseline
▲ 0.50% · 4.625%
HK$71,988
+HK$4,129/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,718/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,038
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,943
−HK$1,933/mo
Today · 4.125%
HK$74,876
baseline
▲ 0.50% · 4.625%
HK$78,822
+HK$3,946/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,752/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,099
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$84,652
−HK$2,595/mo
Today · 4.125%
HK$87,247
baseline
▲ 0.50% · 4.625%
HK$92,556
+HK$5,309/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,494/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,334
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$93,784
−HK$2,485/mo
Today · 4.125%
HK$96,269
baseline
▲ 0.50% · 4.625%
HK$101,343
+HK$5,074/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,538/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,232 · Scale 2, in force from 26 Feb 2026)