LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,611
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,030
−HK$1,441/mo
Today · 4.125%
HK$48,471
baseline
▲ 0.50% · 4.625%
HK$51,421
+HK$2,950/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,942/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,742
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,103
−HK$1,380/mo
Today · 4.125%
HK$53,483
baseline
▲ 0.50% · 4.625%
HK$56,302
+HK$2,819/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,966/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,733
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,436
−HK$1,730/mo
Today · 4.125%
HK$58,166
baseline
▲ 0.50% · 4.625%
HK$61,705
+HK$3,539/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,332/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,890
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,523
−HK$1,657/mo
Today · 4.125%
HK$64,180
baseline
▲ 0.50% · 4.625%
HK$67,563
+HK$3,383/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,360/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,856
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,842
−HK$2,018/mo
Today · 4.125%
HK$67,860
baseline
▲ 0.50% · 4.625%
HK$71,989
+HK$4,129/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,720/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,039
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,944
−HK$1,933/mo
Today · 4.125%
HK$74,877
baseline
▲ 0.50% · 4.625%
HK$78,823
+HK$3,946/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,754/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,100
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$84,654
−HK$2,594/mo
Today · 4.125%
HK$87,248
baseline
▲ 0.50% · 4.625%
HK$92,557
+HK$5,309/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,496/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,335
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$93,785
−HK$2,485/mo
Today · 4.125%
HK$96,270
baseline
▲ 0.50% · 4.625%
HK$101,344
+HK$5,074/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,540/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,262 · Scale 2, in force from 26 Feb 2026)