LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,612
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,031
−HK$1,441/mo
Today · 4.125%
HK$48,472
baseline
▲ 0.50% · 4.625%
HK$51,422
+HK$2,950/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,944/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,743
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,104
−HK$1,380/mo
Today · 4.125%
HK$53,484
baseline
▲ 0.50% · 4.625%
HK$56,303
+HK$2,819/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,968/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,734
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,437
−HK$1,730/mo
Today · 4.125%
HK$58,167
baseline
▲ 0.50% · 4.625%
HK$61,706
+HK$3,539/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,334/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,891
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,524
−HK$1,657/mo
Today · 4.125%
HK$64,181
baseline
▲ 0.50% · 4.625%
HK$67,564
+HK$3,383/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,362/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,857
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,843
−HK$2,018/mo
Today · 4.125%
HK$67,861
baseline
▲ 0.50% · 4.625%
HK$71,990
+HK$4,129/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,722/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,040
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,945
−HK$1,933/mo
Today · 4.125%
HK$74,878
baseline
▲ 0.50% · 4.625%
HK$78,825
+HK$3,947/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,756/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,101
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$84,655
−HK$2,595/mo
Today · 4.125%
HK$87,250
baseline
▲ 0.50% · 4.625%
HK$92,559
+HK$5,309/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,500/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,337
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$93,787
−HK$2,485/mo
Today · 4.125%
HK$96,272
baseline
▲ 0.50% · 4.625%
HK$101,346
+HK$5,074/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,544/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,298 · Scale 2, in force from 26 Feb 2026)