LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,613
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,032
−HK$1,441/mo
Today · 4.125%
HK$48,473
baseline
▲ 0.50% · 4.625%
HK$51,423
+HK$2,950/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,946/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,744
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,105
−HK$1,380/mo
Today · 4.125%
HK$53,485
baseline
▲ 0.50% · 4.625%
HK$56,305
+HK$2,820/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,970/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,735
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,438
−HK$1,730/mo
Today · 4.125%
HK$58,168
baseline
▲ 0.50% · 4.625%
HK$61,707
+HK$3,539/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,336/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,892
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,526
−HK$1,656/mo
Today · 4.125%
HK$64,182
baseline
▲ 0.50% · 4.625%
HK$67,565
+HK$3,383/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,364/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,858
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,844
−HK$2,018/mo
Today · 4.125%
HK$67,862
baseline
▲ 0.50% · 4.625%
HK$71,992
+HK$4,130/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,724/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,041
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,946
−HK$1,933/mo
Today · 4.125%
HK$74,879
baseline
▲ 0.50% · 4.625%
HK$78,826
+HK$3,947/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,758/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,103
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$84,657
−HK$2,595/mo
Today · 4.125%
HK$87,252
baseline
▲ 0.50% · 4.625%
HK$92,561
+HK$5,309/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,504/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,339
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,788
−HK$2,485/mo
Today · 4.125%
HK$96,273
baseline
▲ 0.50% · 4.625%
HK$101,348
+HK$5,075/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,546/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,334 · Scale 2, in force from 26 Feb 2026)