LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,615
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,034
−HK$1,442/mo
Today · 4.125%
HK$48,476
baseline
▲ 0.50% · 4.625%
HK$51,425
+HK$2,949/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,952/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,746
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,107
−HK$1,381/mo
Today · 4.125%
HK$53,488
baseline
▲ 0.50% · 4.625%
HK$56,307
+HK$2,819/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,976/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,738
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,441
−HK$1,730/mo
Today · 4.125%
HK$58,171
baseline
▲ 0.50% · 4.625%
HK$61,710
+HK$3,539/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,342/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,896
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,529
−HK$1,657/mo
Today · 4.125%
HK$64,186
baseline
▲ 0.50% · 4.625%
HK$67,569
+HK$3,383/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,372/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,861
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,848
−HK$2,018/mo
Today · 4.125%
HK$67,866
baseline
▲ 0.50% · 4.625%
HK$71,995
+HK$4,129/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,732/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,045
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,950
−HK$1,933/mo
Today · 4.125%
HK$74,883
baseline
▲ 0.50% · 4.625%
HK$78,830
+HK$3,947/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,766/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,107
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$84,661
−HK$2,595/mo
Today · 4.125%
HK$87,256
baseline
▲ 0.50% · 4.625%
HK$92,565
+HK$5,309/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,512/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,343
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$93,793
−HK$2,485/mo
Today · 4.125%
HK$96,278
baseline
▲ 0.50% · 4.625%
HK$101,353
+HK$5,075/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,556/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,437 · Scale 2, in force from 26 Feb 2026)