LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,617
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,036
−HK$1,442/mo
Today · 4.125%
HK$48,478
baseline
▲ 0.50% · 4.625%
HK$51,428
+HK$2,950/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,956/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,749
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,110
−HK$1,381/mo
Today · 4.125%
HK$53,491
baseline
▲ 0.50% · 4.625%
HK$56,310
+HK$2,819/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,982/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,741
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,444
−HK$1,730/mo
Today · 4.125%
HK$58,174
baseline
▲ 0.50% · 4.625%
HK$61,713
+HK$3,539/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,348/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,899
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,532
−HK$1,657/mo
Today · 4.125%
HK$64,189
baseline
▲ 0.50% · 4.625%
HK$67,572
+HK$3,383/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,378/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,864
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,851
−HK$2,018/mo
Today · 4.125%
HK$67,869
baseline
▲ 0.50% · 4.625%
HK$71,999
+HK$4,130/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,738/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,049
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,954
−HK$1,933/mo
Today · 4.125%
HK$74,887
baseline
▲ 0.50% · 4.625%
HK$78,835
+HK$3,948/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,774/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,111
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$84,666
−HK$2,595/mo
Today · 4.125%
HK$87,261
baseline
▲ 0.50% · 4.625%
HK$92,570
+HK$5,309/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$174,522/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,348
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$93,798
−HK$2,485/mo
Today · 4.125%
HK$96,283
baseline
▲ 0.50% · 4.625%
HK$101,359
+HK$5,076/mo
Deposit HK$2.00M · loan HK$18.00M · min. income ≈ HK$192,566/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,542 · Scale 2, in force from 26 Feb 2026)