LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,620
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,039
−HK$1,441/mo
Today · 4.125%
HK$48,480
baseline
▲ 0.50% · 4.625%
HK$51,430
+HK$2,950/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,960/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,751
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,113
−HK$1,380/mo
Today · 4.125%
HK$53,493
baseline
▲ 0.50% · 4.625%
HK$56,313
+HK$2,820/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,986/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,744
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,446
−HK$1,730/mo
Today · 4.125%
HK$58,176
baseline
▲ 0.50% · 4.625%
HK$61,716
+HK$3,540/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,352/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,902
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,535
−HK$1,657/mo
Today · 4.125%
HK$64,192
baseline
▲ 0.50% · 4.625%
HK$67,576
+HK$3,384/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,384/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,868
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,854
−HK$2,019/mo
Today · 4.125%
HK$67,873
baseline
▲ 0.50% · 4.625%
HK$72,002
+HK$4,129/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,746/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,052
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,958
−HK$1,933/mo
Today · 4.125%
HK$74,891
baseline
▲ 0.50% · 4.625%
HK$78,838
+HK$3,947/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,782/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,115
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$84,670
−HK$2,595/mo
Today · 4.125%
HK$87,265
baseline
▲ 0.50% · 4.625%
HK$92,575
+HK$5,310/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,530/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,353
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$93,803
−HK$2,485/mo
Today · 4.125%
HK$96,288
baseline
▲ 0.50% · 4.625%
HK$101,363
+HK$5,075/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,576/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,637 · Scale 2, in force from 26 Feb 2026)