LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,620
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,039
−HK$1,442/mo
Today · 4.125%
HK$48,481
baseline
▲ 0.50% · 4.625%
HK$51,431
+HK$2,950/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,962/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,752
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,113
−HK$1,381/mo
Today · 4.125%
HK$53,494
baseline
▲ 0.50% · 4.625%
HK$56,314
+HK$2,820/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,988/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,744
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,447
−HK$1,730/mo
Today · 4.125%
HK$58,177
baseline
▲ 0.50% · 4.625%
HK$61,717
+HK$3,540/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,354/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,902
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,536
−HK$1,657/mo
Today · 4.125%
HK$64,193
baseline
▲ 0.50% · 4.625%
HK$67,576
+HK$3,383/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,386/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,868
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,855
−HK$2,018/mo
Today · 4.125%
HK$67,873
baseline
▲ 0.50% · 4.625%
HK$72,003
+HK$4,130/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,746/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,053
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,958
−HK$1,933/mo
Today · 4.125%
HK$74,891
baseline
▲ 0.50% · 4.625%
HK$78,839
+HK$3,948/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,782/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,116
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$84,671
−HK$2,595/mo
Today · 4.125%
HK$87,266
baseline
▲ 0.50% · 4.625%
HK$92,576
+HK$5,310/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,532/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,353
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$93,804
−HK$2,485/mo
Today · 4.125%
HK$96,289
baseline
▲ 0.50% · 4.625%
HK$101,365
+HK$5,076/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,578/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,658 · Scale 2, in force from 26 Feb 2026)