LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,621
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,040
−HK$1,442/mo
Today · 4.125%
HK$48,482
baseline
▲ 0.50% · 4.625%
HK$51,432
+HK$2,950/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,964/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,753
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,114
−HK$1,381/mo
Today · 4.125%
HK$53,495
baseline
▲ 0.50% · 4.625%
HK$56,315
+HK$2,820/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,990/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,745
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,448
−HK$1,730/mo
Today · 4.125%
HK$58,178
baseline
▲ 0.50% · 4.625%
HK$61,718
+HK$3,540/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,356/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,904
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,537
−HK$1,657/mo
Today · 4.125%
HK$64,194
baseline
▲ 0.50% · 4.625%
HK$67,578
+HK$3,384/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,388/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,870
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,856
−HK$2,019/mo
Today · 4.125%
HK$67,875
baseline
▲ 0.50% · 4.625%
HK$72,005
+HK$4,130/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$135,750/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,054
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,960
−HK$1,933/mo
Today · 4.125%
HK$74,893
baseline
▲ 0.50% · 4.625%
HK$78,841
+HK$3,948/mo
Deposit HK$6.00M · loan HK$14.00M · min. income ≈ HK$149,786/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,118
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$84,672
−HK$2,596/mo
Today · 4.125%
HK$87,268
baseline
▲ 0.50% · 4.625%
HK$92,578
+HK$5,310/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,536/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,355
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$93,806
−HK$2,485/mo
Today · 4.125%
HK$96,291
baseline
▲ 0.50% · 4.625%
HK$101,367
+HK$5,076/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,582/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,702 · Scale 2, in force from 26 Feb 2026)